Build Your Financial Strength

 

Capital B Financial Planning can help you anticipate and navigate life’s challenges with custom packages built for you, your goals, and your specific stage in life.

Investment Management

Ongoing Financial Planning

Capital B Service Packages

Investment Management

As a fee-based fiduciary, we’ll take your investment worries off your plate with a smart, passive approach that builds your resources using long-term growth, managed risk, and tax efficiency.

As a fee-only independent Registered Investment Advisor, we are paid by our clients. We receive no kickback, no commissions, and no sales incentives. We base our compensation on a percentage of the portfolio that we manage for you. This means we share a common interest in preserving and growing your wealth. As a percent of assets under management, our fees start at 0.65-1.20% per annum. This fee is not subject to an annual minimum.

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Custom Portfolios

We’ll match your specific goals and values, including ESG-focused portfolios.

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Long-term Growth and Risk Management

We won’t try to “outperform” the market, rather to grow with it.

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Low-cost Funds

We’ll build a stable portfolio with low-cost index funds or mutual funds that track a benchmark.

For all of your financial assets, we have partnered with Charles Schwab to provide custodial services to house all of your investment accounts, provide quarterly statements, and online access to account information.

Comprehensive and Ongoing Financial Planning

No matter your stage in life, our goal is to get you up and running as quickly as possible. Our packages were designed with you in mind. In addition to helping you address your immediate needs, all of our packages include:

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Goal Setting

Every stage of life has different goals. Let’s determine yours.

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Net Worth Analysis

We’ll assess all of your resources to determine your current net worth and where to go from here.

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Cash Flow Management

Let’s create a plan for managing your day-to-day finances.

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Email and Phone Access

We’re here to answer your questions at any time.

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Year-round Service Calendar

We’ll meet quarterly to stay on top of your goals.

Capital B Service Packages

Fees vary based on the complexity of the plan and services. Hourly planning is also available.

Silver Lining

A ray of hope for difficult situations such as death, divorce, or separation.

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Organizing documents and recordkeeping requirements

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Property settlement considerations

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Tax impact and filing requirements

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Monthly income needs analysis

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Investment strategies

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Housing analysis

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Estate settlement guidance

Read a Silver Lining Case Study

Trailblazer

The perfect way to prepare for retirement and the certainty of uncertainty when you’re still 5-10 years away.

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Employer benefit plan review

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Investment fund recommendations

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Insurance review/recommendations

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Estate planning guidance

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Tax strategies

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Evaluate/implement investment accounts (IRA, Roth IRA, 529 plans, Trust/Indiv Brokerage)

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Long-term retirement projections

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Debt Management

Read a Trailblazer Case Study

Savvy Woman

A collaborative partner to sort, sift, and make sense of your finances when you’re in or near retirement.

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Strategies for maximizing social security and pension benefits

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Investment strategies for wealth preservation

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Guidance for charitable giving in retirement

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Advanced tax strategies

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Creating a retirement paycheck

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Estate plan review

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Housing analysis

Read a Savvy Woman Case Study

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Be ready, no matter what’s ahead.

We’re here to help.